Payment Methods – Nova Marketing

1. Overview of Our Payment Options

At Nova Marketing, we are committed to making your shopping experience as seamless and secure as possible. We offer a wide range of trusted, convenient payment methods to accommodate customers across the United States and internationally. This Payment Methods page outlines all accepted forms of payment, how transactions are processed, the security measures we have in place, and what to do if you encounter any payment-related issues.

All payments made through novamarketing.site are processed through secure, encrypted payment gateways that comply with Payment Card Industry Data Security Standards (PCI DSS). Nova Marketing does not store your complete payment card information on our servers at any time.

2. Accepted Credit and Debit Cards

We accept all major credit and debit cards, making it easy to pay with the card you already use every day. The following cards are accepted at checkout:

Visa (credit and debit)
Mastercard (credit and debit)
American Express
Discover
Diners Club International
JCB

When paying by card, you will be required to enter your card number, expiration date, CVV/CVC security code, and billing address. This information is transmitted directly to our payment processor via SSL encryption and is never visible to Nova Marketing staff. For security purposes, your billing address may be verified against the address on file with your card issuer through an Address Verification System (AVS) check.

3. PayPal and Digital Wallets

For customers who prefer not to enter card details directly, we also support several digital wallet and online payment options:

PayPal – Log into your PayPal account at checkout to complete your purchase quickly and securely. PayPal offers additional buyer protection benefits.
Apple Pay – Available on compatible Apple devices using Safari. Complete purchases with Face ID, Touch ID, or your device passcode.
Google Pay – Available on compatible Android devices and Chrome browsers. Pay quickly using your saved Google payment information.
Shop Pay – Shopify’s accelerated checkout option for returning customers who have previously saved their payment details.

Digital wallets process payments through their respective secure systems. Nova Marketing does not receive or store any payment credentials associated with these accounts.

4. Buy Now, Pay Later Options

We understand that flexibility matters. That is why we offer Buy Now, Pay Later (BNPL) options that allow you to spread the cost of your purchase over time with no hidden fees when payments are made on schedule. Available BNPL providers may include:

Klarna – Pay in 4 interest-free installments, pay in 30 days, or choose longer financing options.
Afterpay – Split your purchase into 4 equal fortnightly interest-free payments.
Affirm – Flexible monthly payment plans with clear, transparent terms disclosed before you commit.

BNPL options are subject to eligibility checks conducted by the respective providers. Nova Marketing is not a party to the financing agreement between you and the BNPL provider. Late or missed payments may result in fees or interest charges applied by the provider. Please review the terms of any BNPL service carefully before selecting it at checkout.

5. Gift Cards and Store Credit

Nova Marketing may offer digital gift cards that can be used as a payment method at checkout. Gift cards and store credit are subject to the following conditions:

Gift cards are redeemable only on novamarketing.site and cannot be exchanged for cash, except where required by law.
Gift cards do not expire and carry no maintenance fees.
If your order total exceeds the gift card balance, the remaining amount must be paid using another accepted payment method.
Lost or stolen gift cards cannot be replaced without proof of purchase.
Store credit issued as part of a refund or promotional offer will be applied to your account and can be used on future purchases. Store credit expiration terms, if any, will be communicated at the time of issuance.

6. Currency and International Payments

All prices on novamarketing.site are displayed and charged in United States Dollars (USD). If you are purchasing from outside the United States, your bank or payment provider will apply its own currency conversion rate at the time of the transaction. Nova Marketing is not responsible for any foreign exchange fees, conversion charges, or international transaction fees applied by your financial institution.

For international orders, additional fraud verification checks may be applied, which could result in a slight delay in order processing. If your payment cannot be verified, we may contact you for additional information before processing your order. We reserve the right to decline international transactions that cannot be adequately verified.

7. Payment Security and PCI DSS Compliance

The security of your financial information is our highest priority. Nova Marketing employs industry-leading security measures to protect all payment transactions:

SSL/TLS Encryption: All data transmitted between your browser and our Website is encrypted using Secure Socket Layer (SSL) / Transport Layer Security (TLS) technology, indicated by the padlock icon in your browser’s address bar.
PCI DSS Compliance: Our payment processing systems comply with the Payment Card Industry Data Security Standard (PCI DSS), the global benchmark for secure card payment handling.
Tokenization: Your card details are tokenized by our payment processor, meaning a unique token is used in place of your actual card number for all subsequent transactions, including saved payment methods.
3D Secure Authentication: For eligible transactions, an additional layer of authentication (such as Verified by Visa or Mastercard SecureCode) may be required, adding further protection against unauthorized use.
Fraud Monitoring: All transactions are monitored in real time for suspicious activity. Orders flagged as potentially fraudulent may be placed on hold pending verification.

8. Failed Payments and Declined Transactions

If your payment is declined at checkout, please consider the following common causes and solutions:

Insufficient funds: Ensure your account has enough balance or credit available.
Incorrect card details: Double-check that your card number, expiry date, CVV, and billing address are entered correctly.
Card restrictions: Some cards have international or online purchase restrictions. Contact your bank to confirm your card is enabled for online transactions.
Bank security blocks: Your bank may flag an unfamiliar transaction. Contact your bank to authorize the payment and try again.
Expired card: Ensure your card has not expired and update your payment details if necessary.

If your payment continues to fail after trying the above steps, please contact us at support@novamarketing.site or call +1 918 316 5599. We will work with you to find an alternative payment solution.

9. Billing, Invoices, and Receipts

Upon successful completion of your order, you will receive an automated order confirmation email that serves as your payment receipt. This email will include a summary of your order, the total amount charged, and the payment method used.

Invoices: For business customers requiring a formal invoice for accounting purposes, please contact us after placing your order and we will issue one upon request.
Billing Statements: Charges on your bank or card statement will appear under the merchant name “Nova Marketing” or a closely related descriptor.
VAT/Tax Receipts: Sales tax is applied where required by law and is itemized on your order confirmation. International customers requiring specific tax documentation should contact us directly.

We retain electronic records of all transactions in accordance with applicable legal and accounting requirements.

10. Contact Us – Payment Inquiries

For questions about accepted payment methods, billing discrepancies, unauthorized charges, or any other payment-related concerns, please contact our customer support team:

Nova Marketing 📧 Email: support@novamarketing.site 📍 Address: 8019 S Wheeling Ave, Tulsa, OK 74136 📞 Phone: +1 918 316 5599

Our support team is available Monday through Friday, 9:00 AM – 5:00 PM CST. For urgent payment security concerns such as suspected unauthorized transactions, please contact us by phone for the fastest response.